How To Borrow Airtime on MTN, Glo, Airtel & 9Mobile 2024

This is an updated post on how to borrow airtime on MTN, Glo, Airtel, or 9Mobile. The information here is correct as of this year 2024 Read on!

There are times when you exhaust your call credit while making a call or browsing the internet and you become frustrated, now you don’t need to worry any longer as all the network operators in Nigeria have introduced measures for you to TopUp your line with ease without paying a dime at that particular time.

Therefore, this post is about how to borrow Airtime on MTN, Glo, Airtel, and 9Mobile networks in Nigeria with a code.

This service is also useful when you need to make an emergency call in an area you can’t find recharge cards and there is no fund in your bank account. What do you think is the way out?

It is sure to borrow airtime from your Network provider. Good news all networks offer this service although the name may be different for each provider.

Preview

To borrow airtime on MTN:

• Dial *606# and follow the prompts to borrow airtime.
• Alternatively, send an SMS with the word “Help” to 1322.

To borrow airtime on Glo:

• Dial *321# and follow the prompts to borrow airtime.
• Alternatively, send an SMS with the word “Credit” to 777.

To borrow airtime on Airtel:

• Dial *500*amount# (e.g. *500*100# to borrow 100 Naira) and follow the prompts to borrow airtime.
• Alternatively, send an SMS with the word “Loans” to 500.

To borrow airtime on 9mobile:

• Dial *665*amount# (e.g. *665*100# to borrow 100 Naira) and follow the prompts to borrow airtime.
• Alternatively, send an SMS with the word “Loans” to 665.

I hope you get a summary of the information that you are looking for above.

Anyway, if you want more details on how to borrow airtime (credit) from any network in Nigeria with screenshots, then continue reading below.

Eligibility for Borrowing Airtime and Data

To be eligible to borrow credit or data from most of the top networks in Nigeria, note these points below

• Your SIM must be registered
• Your SIM must be active for at least three months
• You must recharge at least N250 for the month
• No previous loans on the SIM.

Once you meet these requirements you can go ahead to borrow Airtime or data.

How to Borrow Airtime on MTN

To borrow airtime from MTN, dial either *606*amount# or *606# and follow the MTN XtraTime on-screen instructions.

For example, to borrow N100, dial this code *600*100#. MTN takes 10% of the money borrowed as a service charge so if you borrowed 100 Naira, you will get 90 Naira airtime.

Also remember, the amount you borrowed will be automatically deducted on your next airtime recharge. This service is called “MTN XtraTime”.

To borrow data from MTN

• Dial *606#
• Select option 2 to borrow data

• Then choose your desired MTN Xtrabyte from the option. It includes the service charge.

You can also clear all borrowed Airtime on MTN.

MTN Xtratime FAQ

How to Borrow Airtime on 9Mobile

On the 9Mobile network, you can borrow airtime by dialing *665*amount# or *665#.

For example, to borrow N100 on 9mobile, dial *665*100# and you will receive 90 Naira credit instead of 100 Naira because 9mobile takes 10% as a service charge.

Note that on your next airtime recharge, the amount you borrowed will be automatically deducted.

To borrow data from 9Mobile

• Dial this code *665#
• Select the second option which is “borrow data“
• Select the amount by choosing option 1
• You will get your data

You can borrow up to 1.5GB of data on 9mobile (Etisalat)

ALSO READ: The Best Call Blocker Apps

9mobile Airtime Borrowing FAQ

Below are the frequently asked questions and answers on borrowing credit from 9Mobile.

How to Borrow Credit from Airtel

To borrow airtime from AIRTEL, dial *500*amount#. For example, to borrow N100 dial *500*100#.

Note that Airtel extra credit service attracts a 15% charge, therefore you will get 85 Naira airtime when you borrow 100 Naira from Airtel. On your next recharge, the money you borrowed will be deducted.

To borrow Data from Airtel

• Dial *500#
• Select option 3 for borrowing data
• Enter the amount of data you want to borrow.

AIrtel Extra Credit FAQ

Below are the frequently asked questions on how to borrow airtime (credit) from Airtel Nigeria.

How to Borrow Credit on GLO Network

It is required that GLO users create a 4-digit pin before they can borrow airtime. To create a 4-digit pin on your Glo line, dial *321# and create a PIN of your choice. After that, you can borrow airtime from Glo by dialing *321*pin*amount#. 

For example, to borrow 100 Naira, dial *321*0000*100# (assuming 0000 is your PIN). It attracts a 10% service charge and you will pay it back on your next recharge.

Also, to qualify for this service you must be constantly recharging your Glo line.

To borrow data from Glo

• Dial this code *321# for Glo borrow me data service
• Then follow the on-screen guides to borrow data
• Glo will give you the volume of data you selected.

SEE ALSO: All Networks Number Prefix

NOTE: When you borrow airtime, there is a service charge attached to it. For instance, if you borrow N100, the network provider will deduct N10 and you will be left with N90. Also, you must pay this money on your next recharge.

Assuming you borrow N100 Naira today, the next time you buy an N200 recharge card, your network will collect back the N100 you borrowed and you will now have just N100. That’s how it works. Be informed.

Glo Borrow Airtime FAQ

Here are some frequently asked questions and answers about borrowing airtime on Glo Nigeria:

Q: How can I borrow airtime on Glo Nigeria?

A: To borrow airtime on Glo Nigeria, you can dial *321# and follow the prompts to select the amount of airtime you want to borrow. You will then be charged a service fee and an interest rate on the borrowed airtime, which will be deducted from your next recharge.

Q: Is it possible to borrow airtime on Glo Nigeria without a credit limit?

A: Yes, it is possible to borrow airtime on Glo Nigeria even if you do not have a credit limit. However, you will need to pay a higher service fee and interest rate on the borrowed airtime.

Q: What is the maximum amount of airtime that I can borrow on Glo Nigeria?

A: The maximum amount of airtime that you can borrow on Glo Nigeria depends on your credit limit and usage history. In general, the higher your credit limit and the more you use your Glo line, the higher the amount of airtime you will be able to borrow.

Q: How do I repay the borrowed airtime on Glo Nigeria?

A: The borrowed airtime and the associated fees and interest will be automatically deducted from your next recharge on Glo Nigeria.

Q: Are there any fees or charges for borrowing airtime on Glo Nigeria?

A: Yes, there are fees and charges for borrowing airtime on Glo Nigeria. These include a service fee and an interest rate on borrowed airtime. The exact amount of the fees and charges will depend on the amount of airtime you borrow and your usage history.

How to Borrow Airtime on All Networks (Video)

Summary

To borrow airtime on MTN, you can dial *606# and follow the prompts to borrow airtime.

On Glo, you can dial *321# and select the “borrow airtime” option.

On Airtel, you can dial *500*amount# to borrow airtime, where “amount” is the amount of airtime you want to borrow.

On 9mobile, you can dial *665*amount# to borrow airtime, where “amount” is the amount of airtime you want to borrow.

Please note that borrowing airtime may incur additional charges and may not be available in all areas. It is also important to ensure that you have a sufficient balance to repay the borrowed airtime before borrowing.

I hope this post on how to borrow airtime from all networks in Nigeria helps you. Enjoy!